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	<title>Comments on: COBRA Extension Bill Introduced</title>
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	<link>http://cobracontrol.com/2009/11/03/cobra-extension-bill-introduced/</link>
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	<lastBuildDate>Thu, 12 Aug 2010 17:21:20 +0000</lastBuildDate>
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		<title>By: Harry Johnson</title>
		<link>http://cobracontrol.com/2009/11/03/cobra-extension-bill-introduced/#comment-888</link>
		<dc:creator>Harry Johnson</dc:creator>
		<pubDate>Thu, 12 Aug 2010 17:21:20 +0000</pubDate>
		<guid isPermaLink="false">http://cobracontrol.com/?p=243#comment-888</guid>
		<description>We all may as well resign ourswlves to the fact that the government is not going to extend cobra. Why should they when January 1st they&#039;ll be selling health insurance of their own. Why should they ley people buy  insurance somewhere else since they will be selling it.  My wife spent hours on the phone to find out what the plan is about.  Her and mine premiums will be approx 1100 a month.  The deductible will be 2500.  After that there is coinsurance of 30% to us. No cap! To some it up for people who don&#039;t ubderstand it. You will pay 100% of doctors visits, prescriptions, test, emrgency room, and any surgerys until you have paid 2500 dollars.  You will then pay 30% of everything after that.  So forinstance if you went to the emergency room Jamuary 1st for a kidney stone attack and they ended up keeping you there and operating on you and dimessed you four days later.  If the bill was 30,000 dollars which is quite possible you would pay the first 2500 plus 30% of the remaining 27,500 for a total out of pocket of 10,750! Plus of course your monthly premium of 1100.00.  Without congress passing the cobra extension I believe their will be  sharp increase in bankrupcy filings due to medical bills.</description>
		<content:encoded><![CDATA[<p>We all may as well resign ourswlves to the fact that the government is not going to extend cobra. Why should they when January 1st they&#8217;ll be selling health insurance of their own. Why should they ley people buy  insurance somewhere else since they will be selling it.  My wife spent hours on the phone to find out what the plan is about.  Her and mine premiums will be approx 1100 a month.  The deductible will be 2500.  After that there is coinsurance of 30% to us. No cap! To some it up for people who don&#8217;t ubderstand it. You will pay 100% of doctors visits, prescriptions, test, emrgency room, and any surgerys until you have paid 2500 dollars.  You will then pay 30% of everything after that.  So forinstance if you went to the emergency room Jamuary 1st for a kidney stone attack and they ended up keeping you there and operating on you and dimessed you four days later.  If the bill was 30,000 dollars which is quite possible you would pay the first 2500 plus 30% of the remaining 27,500 for a total out of pocket of 10,750! Plus of course your monthly premium of 1100.00.  Without congress passing the cobra extension I believe their will be  sharp increase in bankrupcy filings due to medical bills.</p>
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	<item>
		<title>By: Diane Ransome</title>
		<link>http://cobracontrol.com/2009/11/03/cobra-extension-bill-introduced/#comment-776</link>
		<dc:creator>Diane Ransome</dc:creator>
		<pubDate>Tue, 22 Jun 2010 15:39:44 +0000</pubDate>
		<guid isPermaLink="false">http://cobracontrol.com/?p=243#comment-776</guid>
		<description>Please extend the Cobra subsidy again.  It&#039;s not fair to people, who through no fault of their own, were laid off after June 1, 2010.  I was laid off February 28 so I made it by the grace of God.  Shouldn&#039;t everyone have the same chance?  I think so.</description>
		<content:encoded><![CDATA[<p>Please extend the Cobra subsidy again.  It&#8217;s not fair to people, who through no fault of their own, were laid off after June 1, 2010.  I was laid off February 28 so I made it by the grace of God.  Shouldn&#8217;t everyone have the same chance?  I think so.</p>
]]></content:encoded>
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		<title>By: Louise Varricchio</title>
		<link>http://cobracontrol.com/2009/11/03/cobra-extension-bill-introduced/#comment-762</link>
		<dc:creator>Louise Varricchio</dc:creator>
		<pubDate>Sat, 12 Jun 2010 23:12:54 +0000</pubDate>
		<guid isPermaLink="false">http://cobracontrol.com/?p=243#comment-762</guid>
		<description>Please extend the COBRA Eligibility Subsidy (65%/35%) past the current cut-off date of May 31, 2010.  I just lost my job after 13+ years at the same organization on June 7, 2010.
I need this subsidy as do thousands of others who were involuntarily terminated.   I need the stimulus please.</description>
		<content:encoded><![CDATA[<p>Please extend the COBRA Eligibility Subsidy (65%/35%) past the current cut-off date of May 31, 2010.  I just lost my job after 13+ years at the same organization on June 7, 2010.<br />
I need this subsidy as do thousands of others who were involuntarily terminated.   I need the stimulus please.</p>
]]></content:encoded>
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		<title>By: Ralph Bonefeole</title>
		<link>http://cobracontrol.com/2009/11/03/cobra-extension-bill-introduced/#comment-727</link>
		<dc:creator>Ralph Bonefeole</dc:creator>
		<pubDate>Wed, 02 Jun 2010 23:46:44 +0000</pubDate>
		<guid isPermaLink="false">http://cobracontrol.com/?p=243#comment-727</guid>
		<description>Please extend the cobra without it we are dead</description>
		<content:encoded><![CDATA[<p>Please extend the cobra without it we are dead</p>
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		<title>By: DeLynn Bastian</title>
		<link>http://cobracontrol.com/2009/11/03/cobra-extension-bill-introduced/#comment-697</link>
		<dc:creator>DeLynn Bastian</dc:creator>
		<pubDate>Sun, 23 May 2010 01:55:58 +0000</pubDate>
		<guid isPermaLink="false">http://cobracontrol.com/?p=243#comment-697</guid>
		<description>I have been on COBRA for15 months.  My time will be up in 3 months unless......it has been extended.  I am having trouble finding any information about the extension of COBRA.  Has a bill been passed and how much more time will I have?  Your help would be greatly appreciated.  Thanks !</description>
		<content:encoded><![CDATA[<p>I have been on COBRA for15 months.  My time will be up in 3 months unless&#8230;&#8230;it has been extended.  I am having trouble finding any information about the extension of COBRA.  Has a bill been passed and how much more time will I have?  Your help would be greatly appreciated.  Thanks !</p>
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		<title>By: Richard B</title>
		<link>http://cobracontrol.com/2009/11/03/cobra-extension-bill-introduced/#comment-497</link>
		<dc:creator>Richard B</dc:creator>
		<pubDate>Sat, 06 Feb 2010 22:20:38 +0000</pubDate>
		<guid isPermaLink="false">http://cobracontrol.com/?p=243#comment-497</guid>
		<description>Who pickd 9/1/2008 as the start of the subsidy??!

I&#039;m happy for everyone else but there&#039;s no relief for me.  The economy starting souring before 9/1/2008.  My company cut back and my company involuntary terminated me in June 2008 so I am not eligible.  I was required to pay the full 102% of the premium and I had a high deductable plan.

At 900+/month for the insurance and the 5K high deductable I wound up paying 17,000+/year just to maintain coverage lest any of my kids, my spouse or myself get seriously sick.  

Where&#039;s my benefit?  So the insurance companies make a mint and I go deeper and deeper into debt!!

So now I owe credit card companies with their insane interest rates and now the monthly payments are to a point that I can&#039;t afford to pay them!

Why September 1, 2008?!

I had no choice but to go on COBRA do due this to current health conditions. Two months short of eligibility and I&#039;m screwed! 

I was able to transition to another group plan recently as the only qualidying event that I could get into this plan with was my birthday or the termination of COBRA.  18 months to get away from almost 1000+ without losing continuous coverage but now I&quot;m still paying almost the same amount.

Where&#039;s my stimulus!  Why is 9/1 considered the start of this!  The economy was starting to sour long before 9/1/08.  Being left behind/out due to a timing issue is unsettling to me.

How about Congress putting in a law to benefit those who hit even before 9/1/2008.  I&#039;m 100% excluded right now so anything would help!  My family could have used that 600-700 a month to keep regular food on the table and keep other things in check.

Where&#039;s my stimulus?!

If congress wanted to truly be fair then update the plan to have a graduated scale that builds up to the 9/1/2008 65% subsidy.  I don&#039;t know the indicaters used for the subsidy start date but 60 days has cost my family thousands we didn&#039;t have.  More importantly, it&#039;s cost them to learn that it&#039;s all or nothing when it comes to help of this type.

I hold no ill feeling to those who are eligible but being on the outside looking in to this &quot;gift&quot; and to miss out on the benefit by what I consider a &quot;hair&quot; has been unsettling.

Who knows what the answer can be.  Currently it&#039;s &quot;Too Bad!&quot;  but I know my family, my kids would enjoy it if I could take that 600-700+ in subsidie&#039;s I couldn&#039;t receive, that I had to borrow a month and send it to the damn CC companies that we are now indebted to.  It may even save them the embarassement of having bankruptcy as a childhood experience.

My problems are my own and my lack of being able to secure a job is my problem but to miss this by a hair wihout having so much as a dime or a crumb is just unnerving on a daily basis!</description>
		<content:encoded><![CDATA[<p>Who pickd 9/1/2008 as the start of the subsidy??!</p>
<p>I&#8217;m happy for everyone else but there&#8217;s no relief for me.  The economy starting souring before 9/1/2008.  My company cut back and my company involuntary terminated me in June 2008 so I am not eligible.  I was required to pay the full 102% of the premium and I had a high deductable plan.</p>
<p>At 900+/month for the insurance and the 5K high deductable I wound up paying 17,000+/year just to maintain coverage lest any of my kids, my spouse or myself get seriously sick.  </p>
<p>Where&#8217;s my benefit?  So the insurance companies make a mint and I go deeper and deeper into debt!!</p>
<p>So now I owe credit card companies with their insane interest rates and now the monthly payments are to a point that I can&#8217;t afford to pay them!</p>
<p>Why September 1, 2008?!</p>
<p>I had no choice but to go on COBRA do due this to current health conditions. Two months short of eligibility and I&#8217;m screwed! </p>
<p>I was able to transition to another group plan recently as the only qualidying event that I could get into this plan with was my birthday or the termination of COBRA.  18 months to get away from almost 1000+ without losing continuous coverage but now I&#8221;m still paying almost the same amount.</p>
<p>Where&#8217;s my stimulus!  Why is 9/1 considered the start of this!  The economy was starting to sour long before 9/1/08.  Being left behind/out due to a timing issue is unsettling to me.</p>
<p>How about Congress putting in a law to benefit those who hit even before 9/1/2008.  I&#8217;m 100% excluded right now so anything would help!  My family could have used that 600-700 a month to keep regular food on the table and keep other things in check.</p>
<p>Where&#8217;s my stimulus?!</p>
<p>If congress wanted to truly be fair then update the plan to have a graduated scale that builds up to the 9/1/2008 65% subsidy.  I don&#8217;t know the indicaters used for the subsidy start date but 60 days has cost my family thousands we didn&#8217;t have.  More importantly, it&#8217;s cost them to learn that it&#8217;s all or nothing when it comes to help of this type.</p>
<p>I hold no ill feeling to those who are eligible but being on the outside looking in to this &#8220;gift&#8221; and to miss out on the benefit by what I consider a &#8220;hair&#8221; has been unsettling.</p>
<p>Who knows what the answer can be.  Currently it&#8217;s &#8220;Too Bad!&#8221;  but I know my family, my kids would enjoy it if I could take that 600-700+ in subsidie&#8217;s I couldn&#8217;t receive, that I had to borrow a month and send it to the damn CC companies that we are now indebted to.  It may even save them the embarassement of having bankruptcy as a childhood experience.</p>
<p>My problems are my own and my lack of being able to secure a job is my problem but to miss this by a hair wihout having so much as a dime or a crumb is just unnerving on a daily basis!</p>
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	<item>
		<title>By: basusacobra</title>
		<link>http://cobracontrol.com/2009/11/03/cobra-extension-bill-introduced/#comment-483</link>
		<dc:creator>basusacobra</dc:creator>
		<pubDate>Mon, 01 Feb 2010 14:00:03 +0000</pubDate>
		<guid isPermaLink="false">http://cobracontrol.com/?p=243#comment-483</guid>
		<description>There is no indication that an extension from 18 to 24 months will occur.</description>
		<content:encoded><![CDATA[<p>There is no indication that an extension from 18 to 24 months will occur.</p>
]]></content:encoded>
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		<title>By: Tom Rooney</title>
		<link>http://cobracontrol.com/2009/11/03/cobra-extension-bill-introduced/#comment-482</link>
		<dc:creator>Tom Rooney</dc:creator>
		<pubDate>Mon, 01 Feb 2010 13:39:18 +0000</pubDate>
		<guid isPermaLink="false">http://cobracontrol.com/?p=243#comment-482</guid>
		<description>Is there a chance that the Cobra coverage could be extended from 18 mo. to 24 mo. as was proposed in the Bill?
It certainly would be a God send at this time.</description>
		<content:encoded><![CDATA[<p>Is there a chance that the Cobra coverage could be extended from 18 mo. to 24 mo. as was proposed in the Bill?<br />
It certainly would be a God send at this time.</p>
]]></content:encoded>
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		<title>By: charles greco</title>
		<link>http://cobracontrol.com/2009/11/03/cobra-extension-bill-introduced/#comment-455</link>
		<dc:creator>charles greco</dc:creator>
		<pubDate>Tue, 12 Jan 2010 22:05:25 +0000</pubDate>
		<guid isPermaLink="false">http://cobracontrol.com/?p=243#comment-455</guid>
		<description>I pray for this extension as well as true Healthcare reform.  I have a child with type 2 diabetes and we need both.</description>
		<content:encoded><![CDATA[<p>I pray for this extension as well as true Healthcare reform.  I have a child with type 2 diabetes and we need both.</p>
]]></content:encoded>
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		<title>By: Dominic Ware</title>
		<link>http://cobracontrol.com/2009/11/03/cobra-extension-bill-introduced/#comment-451</link>
		<dc:creator>Dominic Ware</dc:creator>
		<pubDate>Fri, 08 Jan 2010 23:49:59 +0000</pubDate>
		<guid isPermaLink="false">http://cobracontrol.com/?p=243#comment-451</guid>
		<description>It&#039;s great to see people freely expressing their opinion.Thanks for your insights.</description>
		<content:encoded><![CDATA[<p>It&#8217;s great to see people freely expressing their opinion.Thanks for your insights.</p>
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